Easy, affordable Dallas business insurance so you don’t need a cheatsheet to figure out the coverage that is best for you. Unanticipated accidents frequently happen when working with children — to you and to them — and insurance means you’re covered from paying all expenses yourself. If you have business insurance, you won’t have to pay entirely out of pocket if someone gets hurt, property is damaged or you have to defend your business.
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Customized Texas small business insurance to protect your business and employees. General liability, commercial property, business owner policy, tools and equipment, professional liability (E&O), commercial auto, workers compensation
If you're looking for a BOP quote, Spoudaios is here to help get you covered fast.
This critical coverage is a staple of any solid commercial package. We've got you covered.
Helping landlords and commercial real estate investors insure their buildings and habitation risks.
We help Contractors and other tradesmen protect their business operations.
With our vast selection of commercial auto carriers, we'll find the most affordable coverage quicker.
Protecting your employees is protecting your business. We'll get you the coverage you need, from one of our carriers.
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Unlike a captive, or direct insurance company who only offers their own proprietary products, Spoudaios is 100% independent of any one commercial insurance company.
Professional liability provides financial protection if someone claims you didn’t provide the services you agreed on or you didn’t live up to your professional commitments. If you tutored a student for an entrance exam to a prestigious school and they failed the exam, the parents can claim that it was your fault and demand a refund. Professional liability can help cover costs to defend your business.
General liability is the insurance coverage most teachers and child care providers buy first because it covers the two biggest risks that you face every day — injuries to other people and damage to property that doesn’t belong to you. If you accidentally drop your student’s violin and it breaks, general liability insurance can help pay for a replacement.
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Embarking on entrepreneurship involves embracing a level of uncertainty. While your zeal and determination drive you forward, safeguarding the assets you acquire for your venture is crucial. Insurance serves as a safety net, aiding in the recovery from unforeseen setbacks. Whether it's property damages due to incidents like fire or theft, or legal liabilities stemming from lawsuits, adequate coverage ensures peace of mind and bolsters your confidence as a business owner.
Embarking on entrepreneurship involves Many new business owners opt for a business owners policy (BOP). This policy includes coverage designed specifically for small businesses.
General liability insurance protects a business from claims of injury or property damage caused to third parties.
General liability, commercial property, professional liability (errors and omissions), commercial auto, business interruption, cyber insurance, business owner policy (BOP) and umbrella insurance.
Commercial property coverage protects a business's physical assets, including buildings, equipment, and inventory, from perils like fire, theft, or vandalism.
Commercial property insurance, also known as business property insurance or business hazard insurance, insures your business property from losses such as fire, damage, and theft.
Business liability insurance encompasses a range of policies aimed at providing financial protection to small business owners against lawsuits. For instance, general liability insurance is commonly purchased by businesses to cover risks such as customer injuries, property damage, and advertising-related claims.
Additional liability policies comprise professional liability insurance, also referred to as errors and omissions insurance (E&O) or medical malpractice insurance, along with commercial auto insurance and cyber insurance.
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Commercial insurance can be confusing. All of the jargon, terms, and coverages. Work with a local licensed insurance agent who will help you understand exactly what your premium dollars are being spent on.
If you're looking for a better insurance experience you'll love working with us.
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
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