Spoudaios Business Insurance Agent in Texas

Commercial and business owners insurance policies.

We specialize in helping business owners protect their livelihood, and all of the time and effort that has gone into building their business. No matter how big or small your business, Spoudaios is here to help.

Business Owners (BOP)

If you're looking for a BOP quote, Spoudaios is here to help get you covered fast.

General Liability

This critical coverage is a staple of any solid commercial package. We've got you covered.

Commercial Property

Helping landlords and commercial real estate investors insure their buildings and habitation risks.

Contractors Insurance

We help Contractors and other tradesmen protect their business operations.

Commercial Auto

With our vast selection of commercial auto carriers, we'll find the most affordable coverage quicker.

Workers Compensation

Protecting your employees is protecting your business. We'll get you the coverage you need, from one of our carriers.

Work with Texas commercial insurance experts.

Get customized Texas small business insurance to protect your business and employees. General liability, commercial property, business owner policy, tools and equipment, professional liability (E&O), commercial auto, workers compensation

RamseyTrusted Commercial Insurance Pro

Work with a RamseyTrusted commercial insurance pro.

Unlike a captive, or direct insurance company who only offers their own proprietary products, Spoudaios is 100% independent of any one company. We do the legwork for you, so you don’t have to fill out a bunch of different online applications to get your own quote comparisons.

Understand exactly what your premium dollars are being spent.

We use data-driven market intelligence, and odds-based decision making to guide coverage decisions.

Insurance is a numbers game, and we aim to skew the numbers to your advantage.

Business Insurance Agent or Agency in Texas by Spoudaios
Why do I need insurance for my business?

Embarking on entrepreneurship involves embracing a level of uncertainty. While your zeal and determination drive you forward, safeguarding the assets you acquire for your venture is crucial. Insurance serves as a safety net, aiding in the recovery from unforeseen setbacks. Whether it's property damages due to incidents like fire or theft, or legal liabilities stemming from lawsuits, adequate coverage ensures peace of mind and bolsters your confidence as a business owner.

What insurance policy is designed for small businesses?

Embarking on entrepreneurship involves Many new business owners opt for a business owners policy (BOP). This policy includes coverage designed specifically for small businesses.

What is general liability coverage?

General liability insurance protects a business from claims of injury or property damage caused to third parties.

What small business coverages do you provide?

General liability, commercial property, professional liability (errors and omissions), commercial auto, business interruption, cyber insurance, business owner policy (BOP) and umbrella insurance.

What is commercial property insurance?

Commercial property coverage protects a business's physical assets, including buildings, equipment, and inventory, from perils like fire, theft, or vandalism.

What's the difference between liability insurance and property insurance? 

Commercial property insurance, also known as business property insurance or business hazard insurance, insures your business property from losses such as fire, damage, and theft.

Business liability insurance encompasses a range of policies aimed at providing financial protection to small business owners against lawsuits. For instance, general liability insurance is commonly purchased by businesses to cover risks such as customer injuries, property damage, and advertising-related claims.

Additional liability policies comprise professional liability insurance, also referred to as errors and omissions insurance (E&O) or medical malpractice insurance, along with commercial auto insurance and cyber insurance.

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Lawyers

Auto Repair Shop

Cleaning

General Contractor

HVAC

Landscaping

Consulting

Retail Store

Roofing

Ecommerce

Gym

Restaurant

Amazon Sellers

Entertainment

Beauty

Photography

Catering

Real Estate

Customer service is our competitive advantage.

Commercial insurance can be confusing. All of the jargon, terms, and coverages. Work with a local licensed insurance agent who will help you understand exactly what your premium dollars are being spent on.

If you're looking for a better insurance experience you'll love working with us.